Debt

Debt Advice



Download our forms...

We have a range of many different forms, from Money Advice Packs, client consent forms, priority and non priority debts, credit reference company addresses and sample letters.
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Dealing with money issues can sometimes be off-putting, but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt. If you're in debt, you need to take action QUICKLY to stop the situation getting any worse. Our debt team are impartial, independent and non-judgemental.

What we offer!

We have three highly qualified debt advisors, all with over 40 years’ experience between them. They are qualified debt relief order intermediaries and can assist in:-

  •    Debt Relief Orders (DRO's)
  •    Bankruptcy
  •    Individual Voluntary Arrangements (IVA’s)
  •    Payment plans
  •    Negotiations with creditors
  •    Disputed debts
  •    General debt advice to help explore your options
  •    Self help and guidance
  •    Any debt related court forms.
  •    Assist in rent or mortgage repossession
  •    Income maximisation/Benefit checks
  •    Budget planning
 Priority Debts

  •    Mortgage or rent arrears
  •    Gas and electric arrears
  •    Council Tax arrears
  •    Maintenance arrears
  •    TV Licence
  •    Water arrears
  •    Court magistrate fines
Non-Priority Debts

  •    Benefit overpayment
  •    Credit cards overdrafts
  •    Payday loans
  •    Catalogues
  •    Parking fines
  •    Personal loans
Keeping on top of your money is a very important aspect of most people’s lives, however sometimes unexpected events can cause real money problems such as separation, divorce, or unexpected reduction in household income. Our experienced debt team can explain what options are available to you. If you receive any court papers and you are unsure of what to do then telephone the office or visit our offices during our normal opening hours.
Credit Reference Addresses 

Needing to write to request your credit file? - download the addresses here.
Credit Reference Addresses
Credit Reference Template Letter

Requesting your credit reference file? - download our template letter here.
Template Letter
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